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Home equity theft reporter bank of America found a new way to illegally extract money from customers, according to a federal class action: deduct taxes and insurance from mortgage payments, even though the homebuyers make those payments themselves, then call the mortgage in default for the unauthorized deductions, and charge late fees and penalties.

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So while it is important for any reporter to understand the content and nature of reports from the federal government that gauge different parts of the economy, the bigger focus needs to be on a few big ideas, says Neusner. For example, inflation, or the price levels of goods and services, is an important economic barometer.

Five minutes after your paycheck is directly deposited, you may appear flush, but once your monthly mortgage payment is automatically deducted six hours later, the picture changes significantly. Your bank account is a dynamic entity in constant flux, with deposits flowing in and bill payments flowing out.