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While housing-related debt has not surpassed pre-financial crisis peaks, non-housing debt has grown by $1.33 trillion driven by a 144% increase in student loan debt and a 58% increase in auto loans.

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A mortgage is a loan from a bank or other lender that helps a borrower purchase real estate. The property you buy is used as collateral, so if you default on the loan, the bank can seize it and sell it to recoup some or all of its losses.

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